At present,the world economy is still in a profound readjustment time,with both opportunities and challenges coexisting.The economy of China has gradually entered into a new normal.But the problem of financing difficulties for small and medium-sized enterprises is still grim;the credit defaults of SMEs have also mushroomed.In this background,how some guarantee institutions to do a good job for financial risk management is of great significance to seize the opportunities,expand the scale,innovate their businesses,promote the reform of their enterprises and enhance their competitiveness.Based on the current situation of financial risk management of ZK Guarantee Company,firstly,this paper instructs the research purpose followed by analyzing the mature theories at home and abroad.And then,by explaining the financial risk factors of ZK Guarantee Company,including financing risk,project investment risk,capital recovery risk and external guarantee risk.The focus is summarizing the situations and problems of financial risk,using the method of qualification management to assess the financial risk of ZK Guarantee Company,and analyzing the causes of financial risks,with combined with the financial data of ZK Guarantee Company.Finally,based on the analysis of the full text,and the current financial risks of ZK Guarantee Company,as well as some potential risk factors,this article develops a more suitable compensation plan.The purpose of special risk management is to reduce the probability of financial risk by controlling risk. |