Research On The Risk Management Of Supply Chain Financial Products Based On The Trading Platform

With the rapid development of information technology,the new supply chain finance use the coordinated information technology,Internet,big data,cloud computing,identification system,financial technology and other cutting-edge technology to crack the traditional "information asymmetry" problem,to speed up the joint of information flow,financial flow and logistics,thereby enhancing the efficiency of entire industrial production..It will play an important role in optimizing the entire industrial chain and solving the financing problems in middle andsmall-sized enterprises.Due to the limitation of law,technology,information sources and many other conditions,there are some difficulties in the business section of the data collection and updating,so that the "big data"application scenarios cannot be formed to some extent,which make some certain obstacles in the new supply chain financial development.Practical experience shows that the company's sales invoice information and the retuned money of downstream customers can reflect the business situation more objectively.It also has the advantage for a third-party financial institutions to collect the related data information.Therefore,to capture these real-time analysis and core data,to a certain extent,can find a variety of potential business risks.Based on this,this paper tries to explore the framework and operation mode of enterprise supply chain in financial innovation from the aspects of invoice information,data collection and analysis of back information.In particular,this paper takes the example of "invoice loan" of A bank which is involved in the design of the author,and tries to answer the question of "the risk in financial supply chain" "Where does the risks come from" and other issues,and Furthermore,to figure out the financial process design,data collection,customer access,quota management,information monitoring and early warning based on the"Invoice Loan",This research from the specific data,combined with operational practice,to carry out data-driven enterprise supply chain financial innovation framework and operational model,which will make sense in the real practice,...