| In the process of rural economic development in China,the financial requirement not only confined to the former single,diversification and complication of the rural financial markets have been gradually developing and forming.Among them,the rural commercial bank in our country agriculture level although progress,have been able to meet some farmers and rural small enterprises financial demand,but the service level and quality are not so good.In recent years,the "three agriculture" the situation is still grim,the foundation of the new rural construction and development,agricultural modernization,rural education,rural medical and health care and so on is inseparable from the strong financial support.Use financial means to move "three rural" development is conducive to the modernization of agriculture,increase farmers’ income level,narrow the gap between urban and rural areas,strengthen the national food security.Ease the "san nong" problem,peasantry is the basic link.At present,the finance support agriculture service relative lag,it restricts the rural and agricultural development,as well as the improvement of farmers’ life.Therefore,choose to research and analyze the topic,search for the correspondency of interests between financial institutions and rural and balance,and hope to provide financial support agriculture service level and quality of operable research results and policy recommendations.Throughout this article in view of the eco-circumstances and hongyang county,hubei province,service development,financial support agriculture study,the present situation and the existing problems in chongyang county as the sample area,due to the rural commercial bank is the main force of financial support agriculture,and analyses the chongyang county rural commercial bank financial support agriculture service level and quality of financial institutions in agriculture was discussed problems in the process of service,mainly in four aspects: one is the finance support agriculture service innovation is weaker;The second is financial support agriculture service less varieties;Three is the low level of financial support agriculture services;Four is getting difficult financial support agriculture services.These four aspects reflects the finance support agriculture service now weakening of physical fitness.Discusses the causes of the problems at the same time,on this basis puts forward countermeasures and Suggestions.Comprehensive analysis of research conclusion is service level and quality of the rural financial support agriculture depends on effective supply of formal financial institutions and government policy support. |
