The Research For The Risks And Countermeasure Of The International Settlements Business By Tianjin Branch Of X-city Bank

The development of international settlement business is the trend of internationalization of domestic commercial banks.Compared with the existing settlement business in China,international settlement business brings more revenue to commercial banks.As a result,more and more commercial Banks are shifting their focus to international settlement business.In recent years,as the frequency of transnational trade has increased,the total cross-border settlement of China has increased steadily and the total volume of international settlement business has increased greatly,which brings both challenge and opportunity for commercial banks.In addition,The regulation policy of international settlement business is relaxed year by year,but the "streamlining administration and delegating power" also raises higher demands on the management level of commercial banks.X-city bank Tianjin branch as the first branch out of Y province,its international settlement business is developing rapidly.At the same time,it has the disadvantage of limited risk management ability and single financial product.For the healthy development of the international settlement business of X-city bank,the thesis analyzes the risks of Tianjin branch and puts forward management countermeasures,which is divided into four main parts:The first part of the thesis puts forward the research topic of the thesis and illustrates the research background,domestic and foreign research status,research significance,research ideas and means,research content and structure,etc.Next,the thesis introduces the definition and applicability of three kinds international settlement methods and elaborates the concept and types of international settlement risk.The second part of the thesis analyzes the problems and shortcomings of the international settlement business of X-city bank Tianjin branch,such as,products with less variety,simple customer composition,insufficient business management and staff level.And then,the thesis provides targeted solutions and points out the direction of development?The third part of the thesis takes TT and L/C for example to analyzes the development situation and the risk status of the international settlement development in X-city bank Tianjin branch.Then it gives a detailed risk analysis of the case.The fourth part of the thesis puts forward the countermeasures of international settlement risk management of X-city bank Tianjin branch.The credit rating system will be used to prevent the credit risk involved in the international settlement business.Strictly control the operational risk arising from operation,which cause by human,system,process and so on.