Research On The Influence Of Community Members' Participation In Farmers' Professional Cooperatives' Willingness To Mutual Funding

Since the farmers' professional cooperatives law enacted in 2007,farmers' professional co-operatives are springing up in our country,the development speed is very fast,in the new rural construction is playing an increasingly important role,but its development is restricted by many factors,any economic organization's development cannot leave the money.Although in recent years China's rural financial reform has achieved remarkable development,financial supply level has a fly,but the existing rural financial system arrangement still can't meet the financial needs of the rural economic development of multi-level diversification.The current rural financial shortage of funds became a big problem restricting the development of agriculture and rural areas in our country economy,also become a serious impediment to a prominent problem of the development of farmers' professional co-operatives.So as a new type of rural economic organizations of farmers' professional co-operatives to carry out capital mutual business is a beneficial exploration break rural financial problems,can largely alleviate the pressure from shortage of rural formal financial service,also effectively solve the cooperative funds shortage,services to rural economic development,determine the main influence factors is the precondition of the effective cooperative mutual funds.Based on the behavior of farmer of rural cooperative finance as theoretical basis,absorbing the previous members participate in cooperative research the influence factors of mutual funds,in Liaoning province 50 farmers' professional cooperatives in different parts of the region,the 230 members to survey research,to find out the main factors influencing the cooperative participation in mutual funds and theory analysis,then build a farmers' professional cooperative participation will influence factors theoretical framework,construction of farmers' professional cooperative participation will influence factors of theoretical framework,after the descriptive analysis,put forward the specific factors that affect cooperative,and uses the binary logistic model,the farmers' professional cooperative in Liaoning province to participate in a pooling will influence factors to the empirical study,determine which factor has a significant influence for members to participate.Analysis results show: members of the culture,members of the scale of operation,members of the family income,members of mutual recognition of funds,if there is a capital of mutual business cooperative,members of cooperatives trust,members of the expected participation positively related income six influencing factors;member's age,membership degree of borrowing from financial institutions,members participate in the three factors of risk present negative correlation.Finally,on the basis of the analysis summary,from optimizing the legal environment,adjust the direction of policy support;intensify supervision and support;broaden the financing channels,strengthen the cooperation with other financial institutions;strengthen mutual funds internal management,improve the internal personnel quality;establish a good mechanism,reduce the risk involved in five aspects,put forward relevant countermeasures and Suggestions to enhance the participation of cooperative intention to better guide the members to participate in mutual funds,promote the development of cooperatives.