Study On The Application Of Big Data In The Insurance Industry

Insurance industry is a data intensive industry,also widely used in information technology industry,is the producer of big data,but also the user of big data.In this paper,combined the theory and practice of big data in insurance.Mainly analyzes the background of the era of big data applications,application area,Application Status,Analysis of existing problems,Internal and external environment analysis,big data in the domestic and foreign insurance industry applications,Research on the application of big data in the TP automobile insurance company.Revealing the application of big data is an important issue that the insurance industry must attach great importance to in the background of the Internet age.Enterprises also can benefit from it.Firstly,this paper introduces the big data in the insurance industry,the actual application of the case.In this part,the basic concept of big data and insurance are introduced.Recent advances in the field of development and related fields.From two aspects of theory and practice,this paper discusses the significance of this research topic.The main objectives and contents of this paper are presented.Big data on the insurance industry's core business segments: such as underwriting & claim,pricing,business model,insurance regulatory,etc.Clarify the scope of the application of big data.Secondly,this paper introduces the big data in the insurance industry,the actual application of the case.Through case analysis,it reveals the present situation of the application of big data technology in the insurance industry and the existing problems.Based on the application of big data in the TP automobile insurance company,Reveals the future of the future auto insurance industry,the prospects for the application of big data-UBI.Finally,this thesis gives conclusion to the contents,and presents the future scope,the prospect of the topic in the further studies.