| Chinese society is our common efforts of rapid development,and with the capitalist financial system impact on our country's financial markets,financing leasing has become outside the traditional bank loan business of qualifying second largest financing tool.Now,financial leasing has been in the law,taxation,supervision and other aspects,gradually improved.The emergence of financial leasing for the contemporary financial system formed a shock,but also to the current financing model glow with vitality,to promote the social supply chain recommendations,led the labor productivity,but also for the producers to find a new direction and trends.On the one hand,it has brought huge economic benefits to the lessor,the problem of the backlog of fixed assets to resolve the cash;on the one hand for the lessee pre-capital investment pressure to the lowest,for the lessee's initial starting capital problem has been eased.In general,the financial leasing business has many functions such as off-balance sheet financing,expanding investment and management ability,promoting market sales,saving taxes,revitalizing the stock assets of enterprises,promoting technological transformation,alleviating the pressure on enterprises and government debt.Absorb the funds everywhere,the introduction of high-tech technology,effective stimulation of reinvestment,promote group consumption and promote international trade,also has a unique advantage.For domestic and foreign small and medium enterprises,affected by economic factors,cash flow and other serious problems arising from a few,these problems also led to the small and medium enterprises in the traditional bank loan business,can not effectively get the financial institutions of funds Funding,thus forming a vicious circle.Generally for this situation,the choice of financial leasing has become a small and medium enterprises to successfully solve the financing threshold is high,the cash flow is not the best way of financing.And since there is a demand,the corresponding will have business opportunities,this emerging financial products can be in the economic market,the rapid development of global economic footsteps.Therefore,the financial leasing business in the future for a long time,will gradually replace the traditional bank loan business model,by the national and global small and medium enterprises or developing enterprises of all ages.This paper focuses on the current situation of the domestic financial market,for the national policy,under the influence of the financing channels,as the real leasing company,launched the "after-sales financing products," the purchase of factors.Specific analysis of the needs of financial leasing products for the customer base for the real leasing company launched the "after-sales financing products," the decisive factors and solutions. |