Study On Supply Chain Financing Of C Bank

In recent years,with the continuous improvement of the national economy and upgrading of financial services,a new financing model emerges in the market,which is the supply chain financing model.this model can not only solve the financing problems of the small and medium-sized enterprises,but also establish long-term cooperative relations to the banks.As for banks,the model can meet the demands of high quality enterprises directly and choose cooperation with the core business relationships through mass marketing of "one to money".Although the C Bank launched the financing business relatively early,but is still not perfect in many aspects such as team construction,marketing tools,marketing channel.to some extent,these problems have greatly hindered the development of the financing business.First of all,this paper collates the domestic and foreign literature on the supply chain financing business of commercial banks.Based on the relevant theories of domestic and foreign supply chain finance,there is an overall overview of the whole supply chain financing business of C Bank.Then the author analyzed the flow,advantages and risk control of C Bank's main supply chain financial products(three party prepaid financing,accounts receivable factoring financing,commercial acceptance bill discounting,online supply chain).Through C bank to Yonghui supermarket upstream supplier credit business typical case,first carried on the analysis to the Yonghui supermarket basic management situation and its upstream supplier's fund demand situation,then aimed at the C bank to Yonghui,then carried on the analysis to the Yonghui supermarket.This paper analyzes the practical effect of the upstream supplier credit business in supermarket,and finds out the problems and significance of C Bank in carrying out the supply chain financing business based on the core.Finally,some suggestions are put forward from C Bank to carry out the supply chain financing business and the conclusion is given.This paper finds that C bank's supply chain business scale is expanding year by year,however,it faces these problems,which are the competition of other banks,the rise of the non-performing loan rate of the whole commercial banks,the customer credit system and so on.C bank needs to improve these problems...