Research Of Supply Chain Finance Based On The Core Enterprise

In recent years, the difficulty in financing smes has become the focus of the society. In order to solve the problems, our country government entities at all levels have issued a lot of support small and medium-sized enterprise development policies, also will mainly focus on "expand financial support", including setting up relevant up development fund, towns bank, microfinance companies, constructing national financing guarantee system, etc. The banking industry supervising organization, Banking Regulatory Commission (BRC), advocate the Banks to establish their own small and medium-sized enterprise specializing in institutions of small and medium-sized enterprises, establish and perfect the mechanism of the "six loans from Banks," the endogenous motivation smes' financing problem solving. However ,"small and medium enterprise (sme financing" this worldwide problem, although we had done a lot of effort, but some assets in small scale, personnel, no less mortgaged real assets can be used for the "grassroots" gens still find it difficult to get Banks lending support. Along with our country becomes the world factory and global outsourcing manufacturing base, supply chain finance the new financial innovation products, more and more get the attention of domestic Banks. Because of its supply chain by packing research sme financing and solve a single sme credit ability weak, credit resource scarcity financing puzzle in loan mode and small and medium enterprises for bank provides a new choice.At first, this paper analyzes the causes of financing difficulties of small and medium-sized enterprises and the supply chain in the application of domestic Banks. After that, from A bank sme business status quo, design A bank supply chain financing model framework, and extends to practice. This paper introduces the application of A bank accounts receivable financing mode, chattel pledge financing mode and confirming warehouse financing mode. This paper of the third part of A bank financing mode of supply chain could face the risk analysis, the risk to categorize internal risk for external risk and risk management, and gives the measures and risk prevention advice. The fourth part, puts forward the implementation supply chain finance the difficulties encountered, and discussed measures for improvement.This paper will developmental financial theory and supply chain finance in combination with practice, the design of the developmental financial characteristics with financing mode, namely to supply basis for " two agencies (loan and guarantee agencies ) and one association (credit promoting association) " embodying the development finance notion: resolve the common problems of all people with standard mode, resolve the retail problems with the wholesale way.