Study On Innovation Transformation Model And Choice Of Rural Credit Cooperatives In Jilin Province

As one of the most important agricultural provinces in China,Jilin Province is currently unable to meet its financial needs for agricultural economic development.Jilin Province now regards rural credit cooperatives as the main force of rural financial supply,and assumes the major tasks of Jilin “Three Agriculture” issues and agricultural development financial services.Due to its early establishment,the Jilin Provincial Agricultural Credit Union has accumulated a lot of historical issues.Under the environment of financial market competition in the new era,the existence of problems such as unclear definition of service subjects and imperfect development of marketization make Jilin urgently need to reform the rural cooperatives,through a clear orientation of rural financial services and market-oriented operations.Jilin's agricultural development provides more excellent financial services.Therefore,an in-depth analysis of the reform and transformation of Jilin Rural Credit Cooperatives not only helps to improve the service theory of rural finance in Jilin Province,but also helps to solve the service problems in rural finance and promote the development of Jilin's agriculture in a better and faster manner.First of all,this paper starts with the status quo of the development of Jilin Rural Credit Cooperatives and the current major business issues,and explores the direction of its future reforms.Second,the lessons learned from the reform and transformation experiences of the rural cooperatives around the country summarize and compare the advantages and disadvantages of the four transformation models.And pointed out that the current optimal model for the transformation of Jilin Province's RCCs is the financial asset management company model;then,the article further explains the feasibility of establishing a FAMP financial asset management company,and points out the establishment of Jilin Provincial Agricultural Union's financial assets.Management of the company's opportunities and challenges;Finally,in order to better achieve reform and transformation,this article proposes a series of policy recommendations from various aspects.