Problems And Countermeasures Of Banking Supervision In Inner Mongolia

The financial industry is extremely important for the development of a country,and the safety of the industry is also a vital factor affecting national security.Therefore,we should attach great importance to the prevention and control of financial risks,deepen the reform of the financial supervision system,and solve the problems of unclear supervision and cross supervision,so as to guarantee the national financial security and strengthen scientific supervision.From the optimization of the allocation of regulatory resources to the gradual establishment of a modern financial system with overall and coordinated supervision,we will be able to prevent systemic financial risks.As an important element of the financial system,the effective and high quality management on the banking industry can play a vital role in ensuring the regional and national financial stability and promoting the sustained economic development.With the advent of the bank-type and theinsurance-type financial holding group,and the continuous development of the Internet finance,various risks faced by the banking financial institutions are becoming more and more complex.Some important historical events,such as the "stock market disaster",the dispute over the shares of Vanke and the illegal COSUN debit guarantee have demonstrated the disadvantages of separate supervision and put forward new requirements for the existing regulatory framework.How to effectively improve the quality of supervision and what methods should be taken to promote the continuous development of the banking industry,prevent the financial crisis and solve the risk in time,and how to realize more effective use and distribution of financial resources have become a common concern of the world.The supervision of Inner Mongolia banking industry,like that in other areas,has also experienced changes from national planned supervision to market regulation.Under the further reform and opening of the economic environment,the supervision of the banking industry is not adapted to the current situation and lacks of a scientific and complete supervision and management system.Influenced a lot by the government,the supervision system also lacks coordination and timely information disclosure.The overall trend of the financial industry has also made the mixed operation of the banking industry more and more obvious in Inner Mongolia,which has brought unprecedented challenges to thesupervision of the banking industry in the region.Through the theoretical research on banking supervision at home and abroad and the analysis of the situation of the development of the banking industry and banking supervision in Inner Mongolia,this paper illustrates and analyzes the problems in the banking supervision in Inner Mongolia.Drawing on the advanced experience of foreign banking supervision and combining with the economic development and the macro direction of financial reform,the solutions and suggestions to solve the existing problems of banking supervision in Inner Mongolia are explored to provide reference for the realization of the scientific and effective supervision of the banking industry in Inner Mongolia.