Research On The Financing Channel Expansion Of China's Financial Leasing Companies

Modern financial leasing originated in the United States after World War ?.Until 1981,China's first financial leasing company was established,marking the beginning of China's financial leasing industry.After nearly 40 years of start-up,bottlenecks,recovery and rapid development,as of now,the number of various types of financial leasing companies in China has exceeded 8,000 and their business scale has reached 5.6 trillion RMB.But at the same time,we should also see that there is still a big gap in terms of total business volume and financial leasing penetration compared with developed countries in the world.While financial leasing helps enterprises to develop and promote technological upgrading,due to the size of their own companies and certain regulatory conditions,such as capital adequacy ratio and leverage ratio,and the need for one-off financing leasing companies to deliver leasing projects,The large amount of funds invested and the long service life of the project have led to more and more financial leasing companies facing the problem of insufficient funds.How to obtain funds to meet the needs of their own businesses has become a key factor in whether financial leasing companies can develop sustainably and healthily.At first,the author mainly introduces the research significance,background,ideas and methods of this article,and briefly introduces the related concepts and characteristics of financial leasing and related research results both at home and abroad.The second part of the article introduces the concept of corporate finance firstly,then elaborates the development status and business types of the finance lease industry in our country,and then conducts an in-depth investigation and research on various financing ways of the finance leasing company based on relevant industry data.Analyze the reasons for the emergence of financing problems,and propose the necessity of expanding financing channels.The third and fourth parts of the article are the focal points of this article,mainly on the J-financial leasing company as an example,and point out the problems in its financing by introducing its evolution,business conditions and SWOT analysis of its financing ability.Furthermore,according to the market environment in which financial leasing companies are located,they are organically integrated with various financial institutions such as trust companies,securities companies and banks.Combining their respective business characteristics,a novel transaction structure was designed and several innovative financing models were proposed innovatively.It analyzes the advantages and disadvantages and risk control mechanisms of various models in order to promote the financing leasing companies to complete financing more efficiently and improve their capital turnover efficiency.The last part of the article puts forward the main conclusions of this article and puts forward personal opinions on financial leasing company to expand its financing channels both in its own construction and improving the external environment.Finally,it shows that the research in this paper is not enough and the next research direction.