Study On Present Situation And Development Methods Of China’s Financial Leasing Industry

As a kind of financial market,financial leasing plays an important role in the social production reform because of its combination of finance and financial assets.As an innovative financial service,the finance leasing industry has developed rapidly.Financial leasing for enterprises,especially small and medium enterprises to obtain funds to provide a new choice,greatly reducing the financial pressure on enterprises to promote the economic development of industrial upgrading.As a supplementary means of commercial bank loans,financial leasing has become the second largest capital supply channel after the banking industry in developed countries.The past three years,the financial leasing industry,the total size of the compound business growth rate of more than 30%.In the foreseeable future,financial leasing as an emerging financial services,has a huge space for development,can create enormous social benefits.This article mainly uses the definition of financial leasing from the definition of financial leasing,briefly introduces the definition of leasing contract,introduces the theory and practice of financial leasing in brief,introduces the current situation of leasing and renting market,then compares the leasing and financing leasing.Analysis,a clear concept of the business scope of the various financial leasing for the integration of the characteristics of financial melt analysis.This paper focuses on the characteristics of the main financial leasing companies in China.From the perspective of the whole finance leasing industry and the transaction mode,this paper puts forward the problems that the finance leasing industry is facing by analyzing the present situation of the industry.In order to solve the problem of finance leasing and combine the significance of finance leasing in economic development,this paper puts forward five countermeasures: optimizing the market structure,perfecting the types of market transactions,widening the financing channels,optimizing the income structure and balancing the regional layout.