The Research On Cooporation Of B-bank's Wealth Management Business And S-securities Company's Outsourcing Business

Since 2012,the number of bank's wealth management products has been growing.Banks accumulated a large amount of money through the wealth management products.However,the rapid growth of funds did not match with the ability of managing their funds.In response,the brokerage business faced the transformation of traditional businesses and a large amount of funds went from banks to other interbank institutions by way of entrusted management.On the one hand,this topic starts with the front-end cooperation of B bank's wealth management business and S securities company's asset management outsourcing business,which makes up for the lack of our country's front-end outsourcing business cooperation research in bank securities.On the other hand,this article studies the problems existing in the real business,gives corresponding suggestions,and the relevant unit business as a reference,which has practical guiding significance.This article is divided into five parts.Based on the theory of time value of money,principal-agent theory,game theory and portfolio theory,Using field survey,literature research,standardized research methods such as research.this paper firstly summarizes the status of outsourced business and leads to the cooperation motivation of outsourcing business cooperation between B-bank's wealth management business and S-securities firm.By bargaining game The model studies the benefits that the cooperation brings to both parties and the behavior of all the parties involved in the cooperation.It also studies the specific process and the transaction contents of the cooperation between the B bank and S securities companies in outsourcing business.On this basis,it found that the existence of both parties and their cooperation deficiencies,including the single subject of investment,lack of information disclosure,lack of cooperation model and policy risks,and finally gave some suggestions on the cooperation between the two sides in developing wealth management and outsourcing cooperation.We will strengthen cooperation in such areas as expanding the scope of outsourcing cooperation,establishing internal and external operating systems for outsourced businesses,raising investment ideas,innovating management concepts and establishing a sound information disclosure and investor risk warning of outsourcing cooperative wealth management products,focusing on regulatory trends,To avoid risks in order to promote the continuous development of the cooperation between B-Bank and S-Securities company and at the same time to promote the continuous development of bank-Securities cooperation in outsourcing management.