Research On The Construction Scheme Of Investment And Loan Linkage System In Xiang River New District

Under the background of the depth adjustment in the international economic situation,the focus of the development of China also gradually turned to the supply side,structural adjustment.Science and technology innovation as the characteristics of the new economy time,in which all kinds of capital to participate in the small and medium-sized enterprises and share its growth in dividends.Xiang river New District is China's first national central district,the new city each big industrial park have sprung up in a large number of high growth of innovative small and medium-sized enterprises.With the increasing development of economic industry,constantly optimized the financial environment,it is very important to explore a policy which conforms to national conditions to adapt to the Xiang river New District development paths and promote the healthy development of the small and medium-sized enterprises investment and financing mode.This paper analyzes the economic and financial foundation of Xiang river New District,sorts out the existing modes of investment and loan linkage at home and abroad,and constructs a set of investment and loan linkage system for Xiang river New District.Construction scheme of this paper is based on the design feasible investment and loan linkage mode,supporting a comprehensive professional financial services system,perfecting the implementation of the scientific and reasonable mechanism and risk management mechanisms,setting multi-angle and all-round construction of Xiang river New District investment and loan linkage system,which provides a new way of thinking for alleviating the financing difficulties of small and medium-sized enterprises problem,and adds power to transform accelerate financial institutions management,and also builds the future long-term mechanism to promote the development of the Xiang river New District investment and loan linkage business.This design research focuses on investment and loan linkage mode about the Xiang river New District,taking the industry funds type investment and loan linkage mode,Commercial Banks,venture capital institutions,industrial park and the Xiang river New District's government involvement can participate in investment and loan linkage,and the service object is qualified small and medium-sized enterprises.All the participants take action by making platform access,evaluation mechanism,perfecting the financing guarantee rights letter mechanism,optimization of implement business system and information sharing mechanism.For the risk of construction scheme for investment and loan linkage implementation points,set up the firewall isolation mechanism,and set up the risk warning mechanism after investment,and improve the risk compensation mechanism for investment and loan.In addition,the real development investment and loan linkage business should pilot qualifications,so it is needed to strengthen the policy support,actively conduct investment and loan joint exploration and practice of the business,improving the linkage mechanism to strengthen financial regulation,setting up the fault-tolerant mechanism to strengthen risk management,cultivating professional talents and to strengthen the communication with different new district.