| Accurate poverty alleviation policy is the party and the country to complete the task of the goal of precision poverty and the development of the guidelines,is to achieve the national strategy for tackling poverty and develop.Construction Bank Z branch actively respond to national call,to achieve regional economic development strategy of Z City,for the majority of farmers issued precise poverty alleviation loan,playing an important role in supporting farmers to increase production,reduce the gap between the rich and poor,the gap between urban and rural areas,promote the building of new socialist countryside.However,the precise poverty alleviation loans in the development of the majority of farmers to provide loans to facilitate the time,a series of risks facing the problem can not be ignored.First of all,this paper mainly uses the method of literature review of domestic and foreign commercial bank micro loan risk management status and risk management methods are analyzed;secondly,the development of Z branch of precision poverty loan status and risk status;third,the use of case analysis,risk analysis and risk types of Z branch "precision poverty alleviation loan".In my internship in the process of access to the precise poverty loan "as a case,analysis of different types of risk in different cases and the reasons behind the profound analysis;fourth,the Z branch" precise poverty alleviation loan risk management index and weight factors information are determined by AHP,construct a set of practical the "precise poverty risk evaluation index system of credit business,and according to the determined risk weight on the risk of Z branch" precise poverty alleviation loan business,to influence order.Finally,according to the risk in Chapter third and chapter fourth risk factors influence sorting results,proposed the risk management measures concerning risk factors,in order to improve the Z branch of the precise poverty credit business risk management. |
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