Research On The Optimization Of Supply Chain Financial Services Under Block Chain Technology

Supply chain finance is unsatisfactory in solving the financing problems of small and mediumsized enterprises in China.The main reason is that the structure and function design of traditional enterprise information system in supply chain finance business is difficult to meet the needs of modern business;low degree of information sharing which forms data island phenomenon and leads to high cost of enterprise information;too much human-machine interaction nodes in business process and leads to high operational risk;it is difficult for enterprises to prove their innocence,resulting in the high cost of capital risk control etc.Blockchain technology with decentralization,non-tampering,traceability and other characteristics has caused a hurricane of credit revolution in supply chain finance and has provided a new solution to the development bottleneck of supply chain finance.In this context,this paper finds that the supply chain financial service based on the block chain technology is optimized compared with the traditional supply chain financial service and the optimization path of the block chain technology to solve the development bottleneck of supply chain finance can be proposed through the case analysis.This paper mainly analyzes the optimization of supply chain finance by blockchain technology from the management information system,business process and risk control system,and draws the following conclusions:(1)Blockchain technology can optimize the supply chain financial management information system.Blockchain technology can optimize the overall architecture of traditional management information system,which mainly focuses on the data layer and business application layer of the system.The optimized supply chain financial management information system has been greatly improved in performance,technological advancement and other aspects.(2)Blockchain technology can simplify the business process of supply chain finance.The optimization of supply chain finance business process based on the blockchain technology and Internet of things technology can realize automation,intelligence and sharing.(3)Blockchain technology can strengthen and improve the supply chain financial risk control system.The establishment of information sharing platform based on blockchain technology can reduce credit risk,operating risk and enrich the technology of risk monitoring.