Design And Research Of SX Rural Credit Data Management Platform

With the rapid development of information technology,the popularity of internet finance is continuously rising,and big data technology has been widely used,which has a great impact on the financial ecology and financial structure of commercial banks in China.Commercial banks have accumulated a large number of data assets,such as assets,liabilities,ratings,customers,counterparties and so on,and these will play an important role in the aspects of asset management,liability management,cost apportionment and performance evaluation,etc.,and improve the management level of commercial banks.With the improvement of data management ability of commercial banks,through the combination of internal and external big data,and the effective statistics,analysis and evaluation of the internal data of the banks,it can provide effective prediction,analysis and decision support for commercial banks in the aspects of business development,marketing,asset management,liability management,customer relationship management,etc.Based on big data theory,this paper studies the design of Shaanxi Rural Credit Data Management Platform(hereinafter referred to as the platform)by literature retrieval method,practical investigation method and system analysis method.Based on the theories of big data and big data platform and some other related theories,under the background of big data era of commercial banks,this paper takes the data management system of SX Rural Credit,where I work in,as the research object,studies and summarizes the present situation of the application of SX Rural Credit data by practical investigation and system analysis,and compares it with the data application situation of the same industries,and puts forward the key points of the current problems of SX Rural Credit data application system and analyzes the causes of the problems.Aiming at the current key points and the causes of the problems,this paper puts forward the architecture planning and detailed design of SX Rural Credit data management platform.Finally,starting from the reality of the construction of the data management platform,the feasible implementation steps are put forward,and the safeguard measures of the scheme are put forward from the aspects of organization,talents,technology,funds,etc.This paper has certain guiding significance for the construction of SX Rural Credit Data Management Platform,and can also provide reference value and be used as a reference for similar enterprises.