The Students Buy For Physical Education,Accident Harm Accident Insurance Risk Transfer Of The Study

In our real life,we will always encounter various kinds of accidental disasters.Most of them are uncontrollable natural disasters and accidental injuries.In China’s primary and middle school physical education teaching,there may be various kinds of sports injury accidents,so we must take different preventive measures,such as the transfer of risk and compensation for losses,to the maximum extent to solve sports accidents in primary and secondary schools.Injury accidents.In this study,some elementary school parents and teachers in the urban area of??Taiyuan City were selected as the survey subjects.Teachers and parents of Shiyuan Primary School in Taiyuan City were surveyed.In the research,literature research methods,questionnaire survey methods,mathematical statistics methods and other research methods were mainly used.SPSS23.0 software was used to analyze the status quo of student insurance insured and related accidents in physical education accidents.Research shows:(1)The types of student insurance are not rich,and primary school students have relatively few insurance products.(2)Some parents and teachers did not fully understand the importance of student insurance,especially those who did not purchase student insurance.(3)The survey found that the coverage of student insurance purchases was low.(4)The source of the risk of accidental injury in students’ physical education classes is summarized into four categories: teachers,schools,students themselves and the environment.(5)Through the investigation of some parents,most parents choose to develop the children’s scientific exercise habits,teach self-protection methods and purchase insurance to transfer the risk of accidental injury accidents in physical education classes.(6)Although student insurance does not reduce the probability of accidental injury accidents in physical education classes,it has a positive effect on reducing the economic pressure caused by accidental injury accidents in physical education classes and negotiating the follow-up of accidents.For this reason,this article makes some suggestions:(1)At the national level,it is necessary to strengthen the construction of laws and regulations for sports accidents in primary and secondary schools,and provide dual protection for sports safety in terms of laws and systems.In addition,the state should also pay attention to the implementation of insurance-related policies,promote the reform and development of insurance,provide better solutions for school sports injury accidents,and reduce accidental accidents and other risks and pressures caused by risks.(2)At the social level,insurance-related knowledge should be widely promoted,national insurance awareness should be enhanced,national risk awareness should be raised,and insurance should be used effectively to strengthen the construction of a socialist harmonious society.The insurance company should increase the types of insurance according to the specific conditions of our country,cultivate excellent talents in student sports,and lay a foundation for the development of student insurance.(3)At the school level,safety education should be placed into the overall plan.Each school should establish and continuously improve the school sports risk management system.Professionals are invited to conduct relevant risk management training for teachers and continuously improve the risk management capabilities of school safety managers and physical education teachers.Schools should also regularly carry out strict inspections and maintenance of sports fields and equipment as required,perform safety warnings and warnings,and constantly strengthen students’ awareness of safety and risk so that students can develop good habits of safety.(4)At the parent level,we should pay attention to the risks of children,strengthen our insurance awareness,correct misconceptions about insurance,correctly understand the role of student insurance,and increase risk prevention awareness.We understand that buying insurance for children is negative for children and families.An attitude of responsibility.