National Student Loans After The Management Study

In the late 1970s began to restore the university entrance exam in our country,in the next 20 years,higher education recruitment of students scale has maintained a relatively stable level.To the late ninety s,under the advocacy of ministry of education,colleges and universities began to expand,the higher education from elite education to popular education gradually.According to statistics,in 1997,the undergraduate course,specialized subject class school freshman students a total of 2.7 million people,with the rapid economic development,national education,to improve the quality of the education of the population increasing,enter oneself for an examination the number of university is growing every year,until 2015,the undergraduate course in China,the junior class university school enrollments has amounted to 26.1 million people,compared with eight years ago,the school number more than 23.4 million people,proportion is almost ten times.This explosive growth,advance a toll on our country's higher education with national education planning targets for five years.But as the national higher education popularization,the lower the threshold of colleges and universities,make the charge pattern of colleges and universities also changed.Due to the different economic level,degree of education developed around,universities charge has not been unified,many colleges and universities appeared problems such as nonstandard charges not specification,makes higher education tuition stand in the way of many families.The capital of qinghai province was established in 1928,in xining city,is a pearl on the qinghai-tibet plateau,farming and animal husbandry is the main economic source.Most of qinghai region at high altitudes,bad living environment,hard work environment,traffic inconvenience,coupled with a fragile ecosystem,make it hard for qinghai to change its economic framework.The end of last century the entire province to adjust the higher education layout structure,the formation of 3 undergraduate course colleges and universities,1,the three colleges,5 vocational colleges pattern(note: not included in the adult colleges),the total number of about 50000 people in school.Due to the limited scale of higher education in qinghai,and each year the university entrance exam,after more than 60% of the students want to go outside the province,originally is not rich students must bear the province colleges and universities in qinghai expensive tuition fees.How to make the family economic difficulties students to learn,studious,be placed in front of the whole society in the new period,especially a problem in front of the administrative department of education.This paper expected according to the development of national student loan in qinghai province,especially in the colleges and universities student loans to students to student loans,focus on research and analysis to the data from 2008 to 2015,and work in qinghai province students loans do better MenYuan county as a typical case,in-depth analysis of the actual situation of students to student loans work in qinghai province,the combination of various counties in qinghai province various unique local economic and cultural history and national customs,to learn as a starting point,simulation and the integration of innovative,bold ideas,rigorous proof,sent a lot of families in need of national student loans the warmth of the party and the government,make many university dream of the child is able to realize;In deep sense,the national student loan in a certain extent,the secondary distribution of public finance,promote social justice,to ease the social contradictions caused by disparity between the rich and the poor.The innovation of this article is more systemic on loan from students,analysis,clear the functions of the government departments should take;From the Angle of cost sharing,expounds the obligation of the bank;From establishing effective post-loan management mechanism is put forward on the three patterns,in theory,have certain innovation,in terms of actual operation,has a certain reference significance.With the development and progress of the society,especially the implementation of the national crucial strategy for poverty alleviation,national student loans will face more and more challenges,the new situation,new problem need we to study,to explore,to perfect.