Research On The Legal Supervision Of Aging Community Invested By Insurance Capital In China

With the continuous increase of the aging population,China has gradually stepped into the aging society,the problem of the aged care has become an urgent problem.At the same time,the insurance industry entered a rapid development stage,abundant reserves of insurance capitals need to seek a stable way,the investment of aging community just conforms to the insurance capital investment request.Thus the new product was born,but the possibility of risk is still not sure,so that it is necessary to regulatory problems that exist in the aging insurance capital investment in community.First,the article introduces the background and significance of the insurance capitals invested in aging community.Then,the article clarifies the basic characteristics of the aging community invested by insurance capitals through the comparison with the traditional concept of aging community and the similar concept,so as to found the supervision subject,object and content are characterized by complexity and diversity.After that,in the analysis of the legal relationship and current situation,it is found that there are main problems such as imperfect regulatory legal system,imperfect regulatory system and no industry standard.Finally the article respectively for regulatory problems of aging community of insurance capital investment put forward the legal countermeasures,through strengthening the pertinence and maneuverability of related regulations,build a comprehensive regulatory system,further improve the system of information disclosure,to establish a unified industry standard measures such as,expect to effective of endowment insurance capital investment in the aging community to regulate this field,regulating the behavior of investment of insurance capitals,and promote further perfecting endowment service system.