On The Protection Of Personal Information Of Internet Financial Consumers

The Internet financial enterprises have the advantages of low entrance threshold,high investment and high efficiency,attracting a lot of money and attention.While the developed Internet also contributed to the development of the information industry,the value of information dissemination in the circulation height under network environment is gradually being excavated,the Internet financial institutions information competition war intensified,the Internet financial consumer personal information has become an indispensable way to master the development of business.Because of the particularity of Internet transactions and the professionalism of financial transactions,Internet financial consumers are facing a special vulnerable position different from traditional consumers when facing Internet financial institutions,which leads to the security risks of Internet financial consumers' personal information.In the Internet financial transaction rights and obligations seriously asymmetric,to achieve more equitable trust security environment,the personal information protection of financial consumer Internet gradually into the orbit of the rule of law is "Internet +" era,China is building the rule of law,an important step in creating a healthy economic environment.In this paper,the introduction and conclusion are divided into four parts.In the first part,the cause and current situation of the problem are introduced.The present situation of Internet financial consumer protection of personal information from the Internet financial consumer personal information in our country's actual situation and the existing relevant provisions of the law,in order to reveal the main problems and the necessity of the protection of Internet financial consumers' personal information is the Internet financial consumer protection of personal information in the present stage of our country.The second part,through the elaboration of the above problems,leads to the relevant legal concepts and explains and analyses.And a contrastive analysis of the controversial concepts is made to clarify the corresponding legal connotation.The third part,as the focus of this article,is the idea of perfecting the legal system of the personal information of the Internet consumers in the fields of circulation.We choose personal information to analyze its existing problems in the aspects of collection,use and responsibility catching up,and draw lessons from existing experience abroad to improve the legal system of personal information in all links.The fourth part,according to the current situation of our country to improve the Internet financial consumer personal information protection of the corresponding legal measures.On the basis of the existing legal system of Internet financial consumer's personal information protection,we should fill in the reform so that Internet financial consumers' personal information security can be effectively protected,and maintain a healthy and fair Internet trading environment.