Study On Group Work To Improve Urban Women’s Financial Ability

In recent years,urban women have been plagued by financial risks due to their own financial literacy and limitation of financial opportunities.It is essential to enhance the sustainable financial ability of all strata under the important topic of inclusive finance system.Urban women are an important constituent of it,who are also one of the important service groups of social work in China.From the perspective of social work,it is a useful attempt to explore the financial ability of urban women’s groups,and is also a beneficial attempt to localize financial social work.Based on the investigation of the financial ability of urban women in Nanchang County,Jiangxi Province,this paper uses group work methods intervention to explore financial services,and puts forward countermeasures and suggestions on how to improve the financial ability of urban women,aiming to help urban women improve their financial abilities.Through investigation,the following problems exist in the current financial ability of urban female group in China: Urban female group is prone to fall into financial risks,and not familiar with the use of new financial instruments,hence their financial literacy needs to be further improved;the service ability of financial institutions needs to be improved urgently;and the government’s efforts to rectify financial chaos and benefit people with financial and taxation policies also need to be strengthened,etc.Therefore,this paper discusses the necessity for social workers to improve the financial ability of urban women.Based on this,this paper attempts to improve the financial ability of urban women in combination with the relevant theories and methods in financial and social group work,so that urban women can get a better promotion in the above-mentioned financial abilities.Finally,this paper puts forward relevant measures to increase urban women’s financial ability from the following three aspects:In terms of helping urban female groups themselves,we should improve their financial skills and guide them to prevent financial risks;in terms of improving the services in conjunction with financial institutions,social workers should be stationed in financial institutions when necessary to help improve the satisfaction of urban women’s financial needs services,increase financial services for urban women,and jointly deal with urban women’s financial risks with financial institutions;we also advocate that the governmentpromulgate relevant financial regulations,as well as recommend that the government encourage financial institutions to develop projects benefiting people and issue preferential financial and taxation policies.