On The Legal System Of Long-term Care Insurance In Taiwan

Long-term care insurance provides a new solution to the problem of aging population and incapacitation of the elderly.The Long-term Care Insurance Law(draft)and the Long-term Care Service Law are the two pillars of Taiwan’s long-term care system.The Long-term Care Insurance Law(draft)provides stable and adequate financial support for the construction of a sustainable long-term care system.Taiwan’s long-term care insurance system provides a reference for the legalization of long-term care insurance in the Mainland of China.The Mainland’s exploration of the establishment of long-term care insurance is conducive to safeguarding the basic living rights and interests of disabled groups and promoting the independent life of disabled groups.Through the diversified way of providing for the aged,we can realize the goal of "having a sense of security,a sense of dependence,a sense of happiness and a sense of security for the elderly".From the perspective of long-term care insurance,this paper consists of 3 chapters:The first chapter introduces the emergence of long-term care insurance in Taiwan.This paper mainly reviews the background and legislative process of long-term care insurance in Taiwan,and probes into the concept and nature of long-term care insurance.The emergence of long-term care insurance in Taiwan is the result of the incapacity of the elderly population.Under the influence of the change of political parties and financial constraints,the legislative process of long-term care insurance in Taiwan has been repeated.The Long-term Care Insurance Law(draft)clearly stipulates that long-term care insurance shall adopt the form of social insurance.By giving full play to the spirit of self-help and mutual assistance among the whole people,individuals,employers and the government shall share the risk of long-term care illumination in the future.The second chapter discusses the contents of long-term care insurance in Taiwan.This paper focuses on the analysis of the legal subject of long-term care insurance and its multilateral legal relationship.In addition,it also introduces the changes in the forms of payment and the types of payment under the provisions of long-term care insurance.The assessment of long-term care needs is a valve that determines whether long-term care can be provided.The multiple long-term care assessment scale developed in Taiwan provides a multi-dimensional assessment of retarded cases,which can meet their diverse needs.The third chapter is based on the experience of long-term care insurance in Taiwan to talk about the enlightenment to the legalization of long-term care insurance in Mainland.First of all,this paper introduces the current situation of long-term care insurance pilot in Mainland.Then,it analyzes the realistic basis and feasibility of the legalization of long-term care insurance in Mainland.Finally,ways of raising financial resources and the application of multiple long-term care assessment scale are both successful experience summary in the process of legalization of long-term care insurance in Taiwan,which is helpful to enlighten the institutionalization process of long-term care insurance in Mainland in the future.