Since the successful conclusion of the 18 th National Congress of the Party,the CPC has made a series of policy decisions,methods and methods on poverty alleviation.Gradually formed the idea of precision poverty alleviation.The implementation of precision poverty alleviation is the focus and innovation of the party and the state in the new era.Economic development and social progress cannot be separated from finance.The implementation of financial precision poverty alleviation is related to the overall strategic situation of winning the battle against poverty."precision poverty alleviation,precision poverty reduction" is an important requirement for building a harmonious society and an important means to carry out a campaign to combat poverty.At present,it has become the unified will of the whole party and the whole society to actively join in fighting against poverty.All along,commercial banks,represented by the Postal savings Bank,have been actively implementing the Party Central Committee.The State Council has decided on the four major measures of helping the State Council to help promote and overcome poverty by effectively integrating financial poverty alleviation work with the development of inclusive finance,relying on the various urban and rural outlets,and has decided on four major measures of helping and supporting the "policies,funds,intelligence,and channels." With "hematopoietic" poverty alleviation as the starting point,we should improve and upgrade the financial services for poverty alleviation in an all-round way,enhance the precise docking and effective role of the financial services for poverty alleviation,and increase the support and financial support for poverty-stricken areas.The purpose of this paper is to promote precision poverty alleviation through cooperation between the government and the bank,supported by the theory of financial structure,the theory of incomplete market competition,the theory of inclusive financial services,the use of literature analysis,statistical research,and historical research methods.The significance and practice of carrying out financial precision poverty alleviation are reviewed and summarized.It is affirmed that the development of financial precision poverty alleviation in China in recent years has contributed to narrowing thegap between the rich and the poor.The great role of achieving common prosperity.At the same time,it is believed that there is still a lack of unity between the government and the bank in helping the poor in financial precision,and poverty alleviation pursues speed while neglecting quality.The Party should also be strengthened in the next step of cooperation between the government and the bank to promote the work of precision poverty alleviation.And the leadership of the government,to play a good role as a bridge and link between the financial offices and the financial institutions,to position themselves as the main body of financial institutions,to promote the introduction of inclusive credit,the sharing of inclusive information,and the provision of inclusive financial services by the government through multi-departmental linkage banks.We will work together to promote a long-term mechanism for precision poverty reduction. |