Study On The Aging Security Behavior Of The Employee’s In China From The Perspective Of Retirement Policy Adjustment

The third plenary session of the 18 th Communist Party of China central committee proposed to "study and formulate policies of the progressive delaying retirement age ",The 13 th Five-Year Plan clearly stated that China needs to establish a multi-level old-age service system that based on hone care service,relied on the community service a nd supplemented by organization care service,whether the adjustment of retirement policy will have an impact on aging security behavior and pension service system,so according to the thinking of retirement policy adjustment--retirement willingness--retireme nt planning--endowment preparation--aging security behavior changes,through the inve stigation of the willingness of employee’s retirement,and then analyse their aging security behavior under the background of retirement policy adjustment,and exploring how the retirement policy adjustment will affect the individual aging security behavior,to provide a scientific and reasonable retirement policy and to improve the old-age service system.Firstly,this paper analyzes the theoretical and practical significance of the research from the perspective of retirement policy adjustment,population aging and the developme nt of diversified modes of endowment.Secondly,this paper reviews the retirement pol icies in China and finds out the shortcomings of the existing retirement policies in China,then expounds the necessity of China’s retirement policy adjustment and the possible impact on the old-age service.Again,the employee’s aging security behavior mainly includes the thinking of current modes of endowment and expectations for the future service systems,so this article choose differences of modes of endowment for employee’s as an example to analysis,according to the changes in individual choice of modes of endowment to explain how individual aging security behavior changes under the prerequisite of retirement policy adjustment.On the basis of exploring the elements of the modes of endowment and its interaction and combing its evolution trajectory,the modes of endowment is divided into three categories:home care for the aged,community care for the aged and institutional care for the aged,through the questionnaire,clarify the retirement willingness of employees,in the design of the influence factors of integrated framework for individual factors,family factors,economic factors and retirement expected factors,and construct disordered multi-classification Logistic model,to compare the choice of modes of endowment,sumup the the willingness of modes of endowment of the mechanism and guarantee mechanism under the retirement policy adjustments.Finally,from the five aspects of institutional preparation,economic preparation,psychological preparation,service preparation and technology preparation to ill ustrates the retirement preparation how to go to endowment preparation,according to the data analysis results and relevant theoretical analysis,the author puts forward some suggestions on the endowment service realization mode,the relationship between the retirement adjustment policy and pension system,the retirement policy adjustment plan.