Research On Optimizing Scheme Of Automobile Industry Financial Services In Bank Of China Jilin Branch

With its longer supply chain and better economic pulling effect,the automobile industry has become a pillar industry in China's manufacturing industry and occupies a pivotal position in China's national economy.How to build a financial service system that is suitable for the development of the current automotive industry market in China must find a matching financial service plan and implementation path.As an advantageous industry and a pillar industry of Jilin Province,the automobile industry is a must for all commercial banks.Faced with the fierce competition of financial services in the automotive industry in Jilin Province,commercial banks will not retreat.Only by accurately grasping the actual needs of the supply chain companies in the automotive industry and enhancing the matching of financial service solutions and products can we further expand market share.Improve comprehensive income and take the lead in the financial service system with increasing competition pressure.This article analyzes the current business management model of the financial services in the automotive industry of the Bank of China Jilin Branch,and investigates and analyzes the financial service needs of different companies in the automotive industry.It is found that the current financial service model can no longer meet the changes in the production and operation of customers in the automotive industry.Demand,this not only does not solve the automotive industry financial service problems well,but constrains its development process.According to the characteristics of the automotive industry customers,it finds out the problems of the current financial service solutions,and proposes an optimized automotive financial service solutions and implementation.Protection.This article from the perspective of corporate strategic management,targeted optimization of the original financial services program.This article uses literature analysis,comparative analysis,and interview survey methods to conduct in-depth investigation and analysis of research topics.It proposes existing issues from four aspects: deposit business processes,matching of financing products and customer needs,credit approval efficiency,and institutional strategies.problem.The automotive industry's financial service program was optimized from three dimensions: the upstream component suppliers,mid-stream vehicle manufacturers,and downstream automotive dealers in the automotive industry,and a new financial service system for the automotive industry was rebuilt.Finally,the research on this subject is summarized.The financial service plan has improved the service efficiency of the Bank of China Jilin Branch for customers in the automotive industry,provided effective solutions for banks in the financial industry market competition in the automotive industry,and improved market competitiveness.Provided strategic advice on the business development of the automotive industry of Bank of China Jilin Branch.