Research On Risk Management Of Parallel-import Automotive Supply Chain Financial Business Of BH Bank

China's economy in the next few years is still facing greater downward pressure,coupled with the escalation of global trade protectionism,Sino-US trade friction,enterprises generally feel different from the previous competition and survival pressure.The development of supply chain finance business can not only enable enterprises to obtain greater profits,but also increase the viscosity of customers up and down the industrial chain,thereby strengthening the core competitiveness of enterprises.At the same time,financial institutions that conduct supply chain finance can significantly reduce risk.Therefore,the development of supply chain finance is imperative,whether the core enterprises or financial institutions should unswervingly develop supply chain finance.In the country's Parallel-import Car trade market,Tianjin's market share is large,Tianjin FTZ in parallel import automotive not only accumulated rich experience,but also cultivated nearly 450 parallel import wholesale enterprises and 12 million retail enterprises,has formed a parallel import car complete industrial chain.In the past two years,with the introduction of national and local favorable policies,parallel import automotive industry has become a new growth point of Tianjin FTZ.From the initial production and sales model,the financial model of automobile supply chain has gradually developed into auto parts supply enterprises,manufacturing enterprises,wholesale and retail enterprises,financial leasing enterprises and third-party regulatory agencies,highlighting its characteristics of advancing with the times.Combined with blockchain and big data technology,the form of operation has also changed from the original single-opening to multi-process online processing.With the growth of the financial model of automobile supply chain,the financial institutions also need to update and improve their risk management means and management level.Based on the above background,this paper first introduces the research background,the current situation of domestic and foreign research and the research content,points out the Parallel Imports of Automobiles supply chain financial wind control management theme.Secondly,the concept,characteristics,financing mode and general risk of supply chain finance are expounded,which leads to the concept of Automobiles Supply Chain Finance.Then the development of BH Bank supply chain finance business is briefly introduced,with the author working in BH Bank to obtain the information as a case,in-depth analysis of BH Bank's Automobiles supply chain financial business principles and characteristics,put forward the problems of BH Bank's risk management under the business,and this background leads to the issue of BH Bank's supply chain financial risk management.Finally,based on the research results of BH Bank's supply chain financial risk management and combined with the future development direction of BH Bank,it puts forward the preventive measures of risk management.