A Research Of Financial Support Of C Bank For Relocation Development Programme Of Z Company

Over the past 42 years of reform and opening up,China has made remarka ble achievements in its industrialization and urbanization development.Some ind ustrial enterprises are still surrounded by cities,and the conflict between enterp rises and urban development needs to be solved urgently.To this end,the nation al and local governments have issued a series of policies to guide enterprises t o move from urban areas to industrial parks on the outskirts of the city,to g uide and promote industrial enterprises to respond to the call for "suppressing t he second industry and develop the third industry".Z Company is a large indu strial enterprise located in the central city,The developmental relocation of Z Company from the city to the industrial parks outside the city,is one of the cases.Commercial banks provide financial support for the relocation and develo pment of Z Company is a win-win choice for Banks,enterprises and cities.In the financial support program of Z Company 's relocation development project,commercial banks pay the most attention to is the solvency of the ent erprise where the project is located and the development prospect of the projec t,which needs to be revealed by the corresponding evaluative research.If the s olvency and development prospect of the project of the enterprise meet the req uirements of the bank,the environment and conditions are suitable for the dev elopment of the enterprise,the project development and the bank lending,com mercial banks may consider providing financial support to the project.This is al so the general principles and requirements of project credit risk management.To this end,centering on this core issue,this paper firstly conducts a longitudina l analysis of Z Company 's financial data in the past five years,and the horizo ntal comparison with the Listed companies in the same industry like "Zhongjin Lingnan Nonfemet Company" and "Yuguang Gold Lead Company",as well as th e related environment and condition analysis,to reveal the possibility and feasib ility of commercial banks providing financial support to Z Company 's relocati on development project,then put forward a credit program credit program imple mentation plan and risk control measures.The logical order is as follows.The first is to analyze the background of the topic,define the basic concepts,review the previous research results,and r eveal the necessity and value of the topic.The second is to make a longitudinal and horizontal comparative analysis of the financial status of Z Company,t o reveal the solvency of the company,so as to reveal the feasibility and risk of the bank providing financial support for the project from the perspective of the overall solvency of the company.The third is to use "PEST" method to ana lyze the macro environment of Z company's relocation and development.so as t o reveal whether the environment is suitable for the company to move and de velop,and whether it is suitable for the bank to provide financial support for t he project.Meanwhile,"SWOT" method is used to analyze the opportunities and threats faced by Z Company 's own strengths and weaknesses,so as to reveal the company's strengths and opportunities,point out the weaknesses and threat s that need to be addressed,and reveal the feasibility and risks of the bank pr oviding financial support for the project.The fourth is to analyze the rationality and prospect of Z Company 's relocation development project,and reveal the feasibility and risks of the bank providing financial support for the project fro m the perspective of the project.The fifth is based on the previous analysis,t he possibility and feasibility,around the form,the line,the term,the interest rate,the recovery of the credit,etc,so as to put forward a complete system of operat ional credit program for the financial support of the project.The sixth is to pro pose a complete system of targeted and highly operational implementation plan and relevant risk management measures for the credit program,so as to ensur e that the designed credit program can be effectively implemented and effectiv ely control the risk.The seventh point is to analyze the conclusion and enlighte nment of financial support of Z company's relocation development project...