| With the rapid development of Internet information technology,electronic supply chain financing and iron and steel e-commerce platforms are gradually emerging.The iron and steel industry has a great demand for capital,and it is difficult for small and medium-sized iron and steel enterprises to raise funds under the traditional credit standards.Under the supply chain financing mode,Banks no longer conduct independent credit granting to small and medium-sized enterprises.Instead,based on the real transaction background,they conduct credit granting by binding the responsibilities of core enterprises and small and medium-sized enterprises on the chain,thus effectively solving the financing difficulties of small and medium-sized enterprises.Therefore,at the beginning of the development of supply chain financing,it was widely used in the steel industry.However,under the traditional supply chain financing model,Banks do not really participate in the transaction and cannot effectively control the commercial flow,logistics,information flow and capital flow.After the steel trade credit crisis broke out in 2011,Banks implemented the credit tightening policies one after another,and the financing difficulties of small and medium-sized steel enterprises intensified again.In response to the pain point of this industry,steel and iron e-commerce platforms have taken advantage of their natural advantages in data acquisition to get involved in the field of electronic supply chain financing.The financing mode of electronic supply chain dominated by steel e-commerce gradually came into being.Although there are many platforms providing electronic supply chain financing services,their development speed is inconsistent.Some e-commerce platforms are already turning a profit,while others are still losing money.In order to better promote the development of electronic supply chain financing in China’s iron and steel industry,this paper,on the basis of existing theories,takes the Gang Yin ecommerce platform as a typical case study object for specific analysis.Through the combination of theory and practice,this paper summarizes the main factors affecting the development of electronic supply chain financing in China’s iron and steel industry.This is also the innovation of this paper.In addition,this paper also has some shortcomings,such as the lack of empirical analysis,field research,comparative analysis.In the future,further studies are needed to address these shortcomings. |
