Research On Supply Chain Financial Risk Management Based On DF Stainless Steel Electronic Trading Platform

Supply chain finance is a kind of financing service mode which relies on the credit endorsement of the core enterprises in the supply chain and takes the credit situation of the whole supply chain as the object of investigation.This mode changes the traditional mode of taking a single enterprise as the object of credit investigation in finance,and disperses the financial risk of a single enterprise to the whole supply chain through the relevance and transmission of the supply chain.The essence of supply chain finance is a kind of self compensating trade financing based on real trade.With its own advantages,it has gradually developed into an important financing channel for the majority of small and medium-sized enterprises in China.The electronic trading platform of steel trade refers to the online matching transaction of spot spot orders and medium and long-term spot orders of steel trade enterprises by using Internet technology and professional online trading system.In recent years,with its own customer group advantages,industrial chain advantages and technical advantages,more and more bulk commodity electronic trading platforms begin to enter the supply chain finance industry to provide online supply chain financial services for platform customers.Although the online and offline business development channels are different,and the core business model and main business formats have not changed,the online supply chain finance business based on the steel trade electronic trading platform,as a product of the integration of traditional supply chain finance business and Internet technology,still has some problems compared with traditional supply chain Finance in terms of pledge types,operation details,risk identification and control Differences.Based on the background of the electronic trading platform of DF Stainless Steel Electronic Trading Center Co.,Ltd.and its steel trade industry,this paper analyzes the trading mode and characteristics of the electronic trading platform,the operation subject and operation mode of the supply chain financial business,the causes and classification of the supply chain financial risks,combined with the pain points of the steel trade industry and the supply chain characteristics of the steel trade industry,and puts forward some suggestions on the electronic trading of steel trade This paper analyzes the development motivation,transaction mode and process of Taiwan’s supply chain financial business.Combined with the formation mechanism of supply chain financial risk,this paper discusses the identification of supply chain financial risk of steel trade electronic trading platform from three aspects of prepayment financing mode,inventory pledge financing mode and accounts receivable financing mode,and establishes the risk management model based on business environment risk,financing enterprise’s own risk,core enterprise risk,pledge risk,third party logistics enterprise risk and supply chain risk The index system of supply chain financial risk identification of steel trade electronic trading platform based on chain relationship.By inviting experts from case companies,cooperative banks,regulatory authorities and upstream and downstream customers of the industry to conduct surveys,interviews and brainstorming,the above index system is optimized and refined by three rounds of Delphi questionnaire survey,and customer grading standards are formed.Finally,through the interview with the case company,this paper verifies the rationality of the above index system,and summarizes the empirical process with the case company,and puts forward some suggestions on the implementation of risk management from the aspects of subject control,risk transfer and technological innovation.This paper proposes to enhance the level of risk management by strengthening the internal control mechanism,improving the risk evaluation system,setting the access threshold,increasing the promotion of risk transfer measures and strengthening personnel training,and at the same time,combining with strengthening the construction of information sharing platform,big data,Internet of things and blockchain technology and other financial technology applications,to improve the online and digital water quality by information synergy and technology empowerment In this way,the supply chain financial risk of steel trade electronic trading platform can be effectively reduced,and the healthy and sustainable development of supply chain financial business can be realized.The research content of this paper has certain practical significance,hoping to provide some scientific research methods and theoretical support for the long-term development of supply chain financial business of electronic trading platform in steel trade industry.