Research On The System Of Science And Technology Finance Policy In Lanzhou

In order to promote the further integration of technology and finance,promote the development of technology finance,government has introduced a series of policies which served as technology finance policy.It consists of several policies as a whole rather than a separate one.With their own internal structure,the policies are influenced and interacted with each mutually.The system of technology finance policy is separate and complete,which is formed by the integration of technology finance policies as a set,all relevant policies supporting the development of technology and finance are part of the support system for technology finance policies with each part simultaneously interacts and influences with each other.One single policy will not influence technology finance growth,the overall impact of the system formed by all policies will work for it.In recent years,the city of Lanzhou has actively promoted the establishment of a system for science and technology financial policies.However,as the western underdeveloped regions,Lanzhou lacks various scientific and technological resources.The development of market economy entities is not perfect,and the construction of science and technology financial policy support system is still in the stage of practical exploration.The development of science and technology finance has lagged behind,and it has become an obstacle to the development of urban science and technology innovation.It is also one of the major obstacles to hinder the city to improve competitiveness.This article begins with the concept of science and technology finance,and defines the definition of science and technology finance,and conducts in-depth analysis of the constituent elements of the science and technology financial system.Combined with public policy theory,this thesis subsequently introduce the definition and composition of the system of technology finance policy.Then,a large amount of statistical data is used to analyze the development status of the system for science and technology financial policies in Lanzhou,finding out six issues of unbalanced fiscal investment in science and technology,incomplete policies of risk investment,single loan policy upon science and technology,unsound capital market policies in science and technology,deficiency technology insurance policies and unoptimized financial environment policy.In terms of these issues,the thesis seeks three reasons,namely,lack of uniform policy objectives,lack of systemic policy modules,as well as policy mechanisms are short of coordination.Finally it learns from the successful case and experience of domestic and foreign system of technology finance policy,with the theoretical guidance of corporate life cycle,public policy,and government suitability,based on established goals of technology finance policy,it forms a sound and integrated linkage mechanism,strengthens the idea of coordinating policy systems,and proposes a series of concrete measures for setting up a system for technology finance policy.Those measures includes create a new financial input methods,expand financing channels for technological loans,improve risk investment systems,build scientific and technological capital markets with multiple levels,innovate technology insurance products,and optimize technology and finance environment.