Research On The Problems And Countermeasures Of Social Credit System Construction In Datian County Of Fujian Province

The third Plenary Session of the 18th CPC Central Committee proposed a new goal of reform which was to improve governance capacity and governance system.In the social governance system,the social credit system is one of the important components.The Party Central Committee and the State Council have made major decisions to establish a mature and stable social credit system.The establishment of the system is also conducive to the improvement of the credit environment,better regulate the market economic order environment,strong support for the economic development of our society.With the development of social economy,the market appeared the new contradiction of a series of new problems.Although the construction of the domestic credit system has achieved some success,there are still many problems,such as the imperfect legal system construction,the lax supervision system construction,as well as many problems need to be solved in the system construction.Because it can not reasonably match with the social and economic development,it is not conducive to the rapid development of social market economy.Combined with the current social situation in Datian County of Fujian Province,this paper learned the good experience of advanced industry at home and abroad and did the necessary exploration and research on the problems existing in the construction of credit system in our current work.In this paper,the problems to be studied are stated mainly from the following aspects.Firstly,understand and recognize the basic theory of credit and credit system,and sort out the relationship between them,which are also confirmed that it is very necessary to establish the social credit system.Secondly,this paper introduced the current situation of the construction of the credit reporting system in Datian County,and made a positive evaluation of the specific operation and the existing achievements.This paper pointed out the main problems of the current credit system construction such as the imperfect laws and regulations,inadequate industry supervision,lack of talent and the not ideal external environment.Then learn the domestic and foreign advanced experience in building credit system,and deeply study the construction of the domestic credit system and the specific results in our country.For the foreign credit models,it investigated the models in the United States and Japan,and learned a lot of experience.At the end of the article,the author expresses his opinions and suggestions on the construction and perfection of the credit information system.Firstly,implement the legislative management of credit construction,and make the development of the industry according to the law.Secondly strengthen the industry management,and establish a unified credit market supervision system.Thirdly,make more efforts to develop the credit market,and adhere to the market-oriented operation.Fourthly,strengthen the social credit education.Fifthly,strengthen the talent team construction.Sixly,improve the credit system function and utility.