Study On The Control Of Non-performing Loans In Jiangxi Branch Of Jiangxi Branch Of Agricultural Bank Of China

At present,China's macroeconomic environment continues to show the shift of economic growth,structural adjustment pains and pre stimulus digestion period three superimposed new normal.Finance is the core of modern economy ".The new normal economy is bound to give birth to the new normal financial.In the process of accelerating the interest rate market,the Internet financial products after another,the impact of domestic economic slowdown and other factors,the ability to attract gold amazing commercial banks are experiencing transformation pains".As China's large state-owned commercial bank of Agricultural Bank of China gradually bid farewell to high profit growth era,and as a function of the exercise of Nanchang branch of Agricultural Bank of China Jiangxi branch business department due to the extensive development and relatively simple rely on the spread of the profit model,in the current period of economic downturn,a substantial decline in the quality of bank assets,high non-performing loans the high rate of non-performing enterprises.In the declining profitability,structural transformation is more and more urgent situation,how to prevent and control non-performing loans to become the most important part of the sustainable development of Jiangxi branch of Agricultural Bank of china.At the same time,in order to adapt to the market competition in the future,how to identify and manage the non-performing loans from the system,mechanism and operational level has become an important theoretical issue currently facing the business department of Jiangxi branch of Agricultural Bank of china.The non-performing assets is the stage product of social and economic development,its complexity,previous experience based on the research to the problem of non-performing assets with social and economic phenomenon,find effective method is the main purpose of this thesis.Based on the references and related information on the collection of Agricultural Bank of China Jiangxi branch business department of the relevant business data,specific data statistical analysis of non-performing loans of Agricultural Bank of China Jiangxi branch business department in recent years,through the data analysis of Agricultural Bank of China branch in Jiangxi Province Department of the status quo and problems of bad loans,on this basis,combined with the the social and economic development of the actual situation,the use of data analysis and qualitative analysis and summarize the causes of non-performing assets,and put forward a series of corresponding solutions according to the specific situation.Economic cycle is inevitable,the banking industry in the development of business should follow the rhythm of the economy,as far as possible from the source to control the occurrence of non-performing loans.After non-performing loans,according to the causes of non-performing loans to find appropriate measures.Therefore,the research on the Agricultural Bank of China branch in Jiangxi Province Department of non-performing loan control problem both from the practical significance of finance to promote sustained economic development or from financial theory to guide the practice of financial reform has great significance in academic perspective.perspective.