XX Commercial Bank Risk Management Internal Audit Research

Banking is the leading industry in the financial system in our country,in our country's economic development plays an irreplaceable role in the process.With the development of the global market economy and change,commercial banking industry faces increasing competition pressure and operating risk.Only by constantly improve the level of management,improve the corporate governance mechanism,perfect the internal control system,can effectively avoid risk.Internal audit risk management as a key component part of the commercial Banks internal control system,can be found effectively and avoid bank risks in the operation process.How to improve the internal audit system,improve the level of risk management,is the modern commercial bank department concerned problem to be solved.In 2016,our country's economic development to a new stage,facing a new and unprecedented challenges,in the important period of strategic opportunities.At this stage,China's commercial Banks facing the situation is increasingly serious.In this environment,commercial Banks should seize the moment and race against time,establish and improve internal audit risk management mechanism,to improve the effectiveness of internal audit,help them to predict risk,identification,analysis and evaluation,and then improve the level of risk management,improve corporate governance.This article,focusing on the risk management of internal audit in commercial Banks,internal audit,risk management,and other related theory and concepts,on the basis of fully expounded based on the risk management and internal audit problems such as the relationship between them,the importance is analyzed,and combined with Through specific examples,showing the importance of internal audit to the readers.Aimed at providing reference for the commercial bank risk management,improve the level of risk management.