Research On Accounting Operation Risk Management Of ZX Bank Zhengzhou Branch

In recent years,the domestic downtown pressure on the economy increasing,all types of banking risk cases have occurred frequently,put forward higher requirement for the risk management of the banking sector.In all aspects of risk prevention in the accounting operation of commercial banks to bear by the balance of payments to the accounting settlement management of the whole process,is the foundation link banking realized finally.The accounting operational risk control can guarantee the basic operation of the bank,timely feedback to the decision makers of effective information,so as to guarantee the safety of commercial banks,steady and healthy operation.Therefore,the accounting operation is always the priority among priorities of commercial bank management,to highlight the risk prevention in the field.This paper takes the ZX bank Zhengzhou branch as the research case,starting from the research background and significance,research results both at home and abroad,points out the risks of accounting operation in front of the counter business,comprehensive accounting matters,there is a risk of accounting personnel management,mainly including accounting risk,internal risk control system,risk management information system,risk,external fraud risk.According to the existing accounting operation of Zhengzhou branch of ZX bank risk status,the current branch mainly adopted beforehand,in the matter,after the supervision and management departments and coordination and other measures for risk management.Although measures must be taken,but in reality there are still The concept of risk control is not perfect,management organization is not reasonable,the risk classification is not clear,lack of information technology support,accounting personnel management is not in place and other issues,the causes of the problems from two aspects of the bank's own reasons and external reasons.Through theoretical analysis and practical experience,from the cultivation of management culture,perfect the management system.Strengthen internal control foundation,strengthening information technology support,strengthen the management team construction and other aspects to strengthen the operational risk management accounting.