Research On Organizational Structure Optimization Of Guiyang Rural Commercial Bank

In China,rural commercial bank is an important part of banking system,with the increasing openness of foreign economy,commercial bank market competition is intense.Rural commercial banks as weak one in the banking system,the difficulties and opportunities exist at the same time,which management system reform is so urgent.Through research,this article expects promoting operation efficiency and the overall competitiveness of GY Rural Commercial Bank.This article elaborated the research background,significance,research contents and methods,the innovation points,and evolution of the relevant theories of organization structure,main forms of organizational structure of enterprises and the research status domestic and foreign are summarized and concluded,provide theoretical guidance for the research of this paper.By analysis of GY Rural Commercial Bank organizational structure status quo,points out the problems existing in the organizational structure and the reasons,on this basis,the GY Rural Commercial Bank of organizational structure optimization is analyzed,including the pressure of market,customer demand,promote industry process,the needs of the development of information technology,discuss the three mainstream organizational structure,proposed GY Rural Commercial Bank should choose based on business unit combination of vertical and flattening management unit matrix organization structure,according to the above analysis,put forward the GY Rural Commercial Bank organizational structure optimization measures,including the core functions of the positioning of the head office for decision-making and control,promote the "weak" of the head office to "strong" transition,strengthen the function of the value creation and management of the head office,branch core functions may be defined as business guidance and risk control,strengthening level branch company and retail business of marketing functions,adjust the secondary branch core functions of service and marketing,to strengthen the secondary branch for customer service and daily clearing terminal positioning.At the same time,this paper formulated the GY RuralCommercial Bank organizational structure optimization scheme of the implementation of the guarantee,including optimization of the leading group,to strengthen the training and assessment of employees,attach importance to the risk of the optimized management and so on.