Research On Difference Management Between Tax Declaration Information And Loan Application Information Of Enterprises In Xiamen

Performing the duty of tax declaration,enterprises are required to submit basic information,bank account information,tax source information and statement information to tax authorities.Based on the information provided by enterprises,tax authorities can conduct following tax collection and management.In daily operations,sometimes funds at the disposal of enterprises cannot meet the requirements of business development,so enterprises have to submit related information to banks and apply for loans.In practice,by comparing the loan application information with the tax declaration information of the same enterprise in one period,we can find some interesting differences,especially financial risk differences and profitability differences.Through investigating the daily management of enterprises in Xiamen,it can be learned that enterprises have to varnish related loan application information to successfully obtain loans.In addition,during daily collection and management,enterprises tend to conceal their relevant bank information when declaring taxes to tax authorities to avoid regulation by taking advantage of the information asymmetry between banks and tax authorities.Furthermore,currently,tax authorities pay more attention to services while weakening the role of collection and management,thus some enterprises having a loophole to exploit.Through analyzing the samples of differences between bank loan information and tax declaration information of enterprises in Xiamen,this essay investigated the causes of differences between bank information and tax information from information asymmetry and the lack of information sharing mechanism among various organizations.It also discussed the application methods and social consequences concerning differences between bank information and tax information.At last,the essay put forward the countermeasures of managing information difference based on four aspects including establishing information sharing platform,setting up information reporting mechanism,building information linkage system and preventing risks in the operation of information sharing platform,thus achieving the goals of standardizing enterprise operation,promoting the win-win cooperation between banks and tax authorities and safeguarding the effective operation of market economy.