Financial Risk Analysis And Control Research Of A Guarantee Co.,LTD.

As countries strongly support of micro,small and medium enterprises,guarantee industry is developing rapidly.As a special intermediary between Banks and small and medium-sized enterprises,guarantee companies in financial risk exists on a certain characteristic,daily management of financial risk appears to be lower,but every business will form a guarantee company contingent liabilities,a large number of contingent liabilities can be converted into real debt,a huge financial risk.So for guarantee agencies and even the guarantee industry,operating in the process of financial risk is discovered early,targeted to develop efficient to evade and control measures,as much as possible in order to prevent the occurrence of financial risk or reduced the influence of the financial risk is the key to its healthy development.This article is divided into four parts,the first part is introduction,introduces the background of writing,the selected topic significance,combing the domestic and foreign research present situation,summarizes the research methods,introduces the possible innovation points and deficiencies.The second part is the theory part of this article,the introduction of the concept of financial risk,financial risk characteristics,origin and classification of definition,then basic program of financial risk management,financial risk identification,risk assessment,involved in the financial risk control and prevention,generalizes the theoretical knowledge of writing provides a theoretical basis for this article.The third part is case analysis,this paper takes A guarantee co.,LTD as an example,the main cause analysis,from the perspective of the financial risk of internal and external causes,by adopting the combination of qualitative and quantitative way to guarantee co.,LTD.,is facing A financial risk analysis to identify,it is concluded that the financial risk breaking point,suit the remedy to the case,give A guarantee co.,LTD.,in the face of financial risk should be taken to include A sound system of the insured client review,expand cooperation bank scale,developing control measures such as the financial risk management consciousness.In the end,will be A guarantee co.,LTD.,the financial risk identification and control measures of further popularized in the jilin province within the commercial guarantee companies,contributing to the healthy development of the commercial guarantee agencies in jilin province.