The Research On The Management Of Community Development Funds

Rural financial problems has long been a high-profile,but after years of research and practice of rural finance problem still didn't get a good solution.Commercial Banks,rural credit cooperatives and other formal financial system cannot provide enough financial needs for poor groups,and informal financial system did not have enough security,there is a certain degree of risk,this will be how to solve the problem of rural finance,to speed up the rural economic development into the spotlight as never before,in order to solve the problem of low rural incomes.How to solve the problem of rural finance,the formal financial institutions combined with the advantages of the informal financial system,the advantages of producing a new type of financial tool for poverty alleviation,became the from all walks of life have attached great importance to the topic.The emergence of bangladeshi microcredit,the successful model to introduce and promote microfinance in China provides a good opportunity.Rural microfinance in China is smaller and smaller amount is made up of nongovernmental organizations and financial institutions,mainly a way of short term credit for low-income groups.In microfinance innovation based on the development of the community development funds,although in practice in our country is not long,but it has made obvious effect,so how do you this kind of financial model is sustainable,and whether has the potential replication is worthy of our study.In deqin county,yunnan,qinghai more county as an example,discusses the problems of rural community development fund.The article main content is divided into six parts: the first part introduces the research of the selected topic background,research significance,research status at home and abroad,research contents and methods,and so on and so forth;The second part explains the concept of community development fund,function,development course,operation principle and related theoretical knowledge;Third part in deqin county,yunnan,qinghai more county as an example,the operation of the rural community development fund for the empirical investigation and analysis,this paper discusses the restriction of rural community development fund operation factors;The fourth part through the introduction of huoshan county in anhui province domestic china-netherlands poverty alleviation project community fund,shenyang Wen Cui community development of fraternity and mutual assistance funds and other fund operation experience,provide a reference for the operation of community development fund in our country;The fifth part proposed our country community development fund operation path;The sixth part of the article made a summary and outlook.