Research On Credit Risk Management Of Changji Branch Of The ADBC

The agricultural development bank of China is the only policy Banks in our country to support the "three rural” task of the bank.In 2015,the bank reform,further defined the role of the bank,since the key,the path of modernization goals and implementation.With its broader support agriculture field and the function of macro-control,credit supply increases,economic downward pressure is not reduced,policy grain purchase enterprise hidden loss,increasing local government debt and directly contact the debt and the bank financing risk problem of the growing,how to effectively manage and control risk is the priority of the bank faces.Himself,through the study of risk management related theory in combination with working practice,to ask questions-> analysis-> solve problems as the research train of thought,by applying literature query method,case analysis,the SWOT analysis method to the bank credit risk management present situation and the different stages are faced with the analysis of the advantages and disadvantages in the current credit risk management,to once.during branch course credit risk management research as sample,in view of the problems of risk management,put forward to build a comprehensive risk management organization structure,further perfecting the system of all kinds of credit risk management,clear the credit risk management departments,perfect the credit management process,build effective resolving mechanism countermeasures,such as risk,the bank is the bank branch in xinjiang and even the whole country implementing overall risk management to provide the new case and reference.