Study On The Problem And Countermeasures Of Distribution System Of Pension In Qiqihar

In recent years,the operation of pension fund has become a hot topic of society,a lot of provinces,the pension fund income does not support the situation,the pension’s supervision and management has gradually become the focus and difficulty of the problem.Pension system is faced with the aging of the population,increasing pressure on the fund,increase in the risk of payment;on the other hand,endowment insurance fund also bear impersonator pension and other violations,violations of the law of erosion.In payment of old-age pensions system,one can in payment of old-age pensions,work standards and business process norms,solve staff illegal operations and from the families of the retirees pensions problem,reduce risk of pension funds to pay the,alleviate the aging of the population increase the pension deficit condition;the second is to decreasing pension costs,maintenance and safety of pension funds,reduce the gap of pension payments and reduce the burden on local or national financial;the third is to reduce the loss of the fund,the pension issue of effective operation of the system.In this paper,through the literature research method,data analysis method.First,use of Qiqihar city first data,in-depth analysis of the pensions system background and distribution system in the specific problems and found pensions system in operation of ageing population,dependency ratio is low and the ability to support the fund is poor;in the implementation of regulation exist in the impersonator pension,paid links,socialized management and service lag.Secondly,based on the above problems,the causes of the problem are analyzed from 3 aspects of the system,management,individual and so on.Finally,in view of the operational background and specific problems of the pension system,this paper puts forward the countermeasures from two aspects: improving the operation environment of the pension system and the key measures to improve the pension payment system.