| Under the background of the era of global economic integration,financial industry got rapid development,the financial resources flow according to the principle of resource allocation,the result often appears to the phenomenon of concentrated flow in some regions.At the same time,as the core driving force of economy development,the function and status of the financial sector in promoting economic growth do not look down upon.The development of the real economy can’t depart from the support of the financial industry,the real economy sector can direct financing and indirect financing through financial institutions;Financial sector can realize lending,financing circulation,make the capital flow to the high interest rate.And the concentration of financial institutions,improve the efficiency of the different types of financial institutions cooperation,accelerate the speed of capital flows,to promote the industrial structure adjustment,to further promote the economic growth.Due to the close communication between provincial economic activity,so the provincial financial agglomeration has spatial spillover effect on regional economic growth.In the new silk road economic belt strategy is proposed for the first time the regional financial center in northwest China,under the background of promoting regional economic growth,study the northwest five provinces financial agglomeration spatial spillover effects of regional economic growth,to promote economic growth,the five northwestern provinces abundant related theory and provide quantification basis for relevant strategy has the very strong practical significance and theoretical significance.In this paper,by adopting a measuring model of the space,on the index calculation method of comprehensive evaluation method is used to draw the financial agglomeration index,on the northwest five provinces financial agglomeration and economic growth related data of the empirical analysis,the result shows that the financial agglomeration has significant positive spillover effect on economic growth.Introduced the control variables of "government investment on economic growth effect is more apparent.To take advantage of the financial agglomeration spatial spillover effect to promote the regional economic growth,macro policy support of government,at the same time,to strengthen regional financial exchanges and cooperation,establish a regional financial center,is an important way to promote regional economic growth.The full text is divided into six parts,the first part is introduction,mainly introduces the research background of this paper,the research significance,research methods and the existing research base;The second part is the theoretical basis for this article,mainly from the financial function mechanism,the industrial adjustment mechanism and knowledge spillover mechanism and so on three aspects of financial agglomeration mechanism of the effect on economic growth has carried on the qualitative analysis;The third part is present situation description,mainly for the five northwestern provinces finance development present situation has carried on the descriptive statistical analysis,and analyze the differences;The fourth part is the core of this paper,using spatial econometric model,the empirical study on the northwest five provinces of financial agglomeration spillover effects on regional economic growth,respectively,for spatial lag model and spatial error model of spatial fixed effect,time fixed effects and fixed effects of time and space was analyzed,and;The fifth chapter is the relevant experience for reference,the main draw lessons from the experience at home and abroad well-known industrial concentration area and financial centre;The sixth chapter is relevant countermeasures and Suggestions,mainly from expand the scale of financial and improve financial efficiency and strengthen regional financial center construction three aspects are also proposed.The results show that the five northwestern provinces financial agglomeration on space dimension and time dimension of regional economic growth has a promoting effect.Reasonable use of financial agglomeration positive spillover effect,promote the rapid development of regional economy in the five northwestern provinces. |