C Trust Company Risk Management System Optimization Research

Since the establishment of china's first trust company,china's trust industry has experienced from scratch,in the exploration of continuous development,and ultimately become the second largest pillar of the financial industry,and gradually come to the stable norms,innovation and continuous development process.Trust companies for the increasingly complex risk management is in place,will directly affect the sustained and stable development of a business.The current trust company's main business income accounted for the highest is the trust business income,the trust business is to support the trust companies continue to grow and develop the fundamental,in the new stage,with the trust company escalation scale,in addition to the traditional creditor's rights trust,equity trusts,asset securitization trusts,charitable and public trusts and other new business categories in the trust business in the proportion increased year by year,such business risk control is still in accordance with the traditional mode of credit approval,neither risk control requirements,while directly affecting the development of innovative business.C Trust was established in 1986,with the development of the trust business,especially since the promulgation of the two laws and regulations since the scale of the explosive growth of the trust,C Trust company's growth rate is much higher than the industry average in the process of rapid growth in business,Risk management is lagging behind the pace of business development,especially when focusing on the business opportunities of the trust industry without establishing a sound risk management system,resulting in a lower level of risk management,to a large extent affected the company's sustained stability,healthy development.In this paper,the C Trust company as a specific case,use of case analysis,comparative analysis and inductive analysis of the combination of means,scientific and objective analysis of the C trust company in the risk management aspects of the existing situation and problems.At the same time,aiming at the theory and practice of risk management at home and abroad,combined with the actual situation of C Trust company,the risk management system is developed for the existing risk management problem,and the optimal measures are divided into risky according to the specific situation Management strategy,perfect risk management organization,optimize risk management process,establish risk management standard,and finally put forward the safeguard measures to optimize risk management.