Research Of Lanzhou Personal Financial Report

Today, people's living standards have been greatly improved,the family's disposable income and family financial assets have been synchronized growth,the accumulation of assets and wealth has also become an inevitable result.Continuous and stable economic growth promotes the growth of resident's personal wealth, for the people , how to manage the configuration and the assets in the application of the investment is the focus of the financial institutions.Residents can timely grasp the tendency of finance and investment, become all financial institutions to finance investments can be the key to develop smoothly.So, understanding of finance and investment intention of residents preferences,knowledge of residents investment expections of new dynamic, becomes important. This paper takes Lanzhou city residents as a starting point, using multi-stage sampling method, the first stage is stratified sampling, the second stage using simple random sampling, this research takes the form of block access , a total of 298 copies questionnaires, withdrew 230 questionnaires, 202 effective questionnaires were take back . By describing statistics reflect the whole situation of households financing intention, and according to the analysis shows that the residents of financial preference and attribution and the corresponding opinions and suggestions accordingly.