Research On Mobile Payment Security Technology Based On Patent Information Analysis

The appeared of Mobile payment has subverted the way people living and consuming.By the end of December 2016,China's mobile payment users reached 469 million,and mobile the proportion of mobile payment user was 67.5%.As the mobile payment rapidly permeated to offline sectors,and payment limit continues to expand,transaction amount grow explosively.An increasing number of mobile payment terminals,third party service providers emerged,at the same time,a variety of security problems which pose a threat to the safety of people's property have followed.Therefore,security problems of mobile payment has become the focus of attention.In this dissertation,the macro and micro analysis of the patent information in the field of mobile payment security technology is carried out to study the current situation and development trend of the technology field,and put forward some suggestions for the problem of China's mobile payment security technology patent application.Firstly,counting these patent information in the mobile payment security technology,and macroscopically analyzing development trend,applicant and inventors,legal status,the composition and rank of application area and so on about these patent application via chart analysis approach,after introducing the mobile payment security technology.Besides,using comparative analysis approach to analyze of the top five applicants' status,such as application trends and technology distribution.Then,through the microscopic analysis of the mobile payment security technology patent information,Constructing the technical-efficiency matrix to deeply analyze technical classification efficiency,and find out the research hotspot and gaps in the technical field.As well as,concentrating on core patents which are dug by constructing model.Finally,summarizing the patent application in China's mobile payment security technology field,and analyzing these advantages and disadvantages.In addition,putting forward suggestions from four levels:national,industry,enterprise and individual,in order to promote the sustainable development of industry technology and effectively enhance the security of mobile payment users.