A Study On Medical Insurance For Migrant Workers In Dongguan City From The Perspective Of Urban-Rural Integration

Since the 1990 s,the rise of urban construction in Dongguan City,the second industry-based industrial manufacturing industry in Dongguan City,take root,creating more employment opportunities,attracting more migrant workers into Dongguan City.The transfer of rural labor force in Dongguan City has promoted the development of economy and created huge economic benefits,but also brought some problems to the urbanization of Dongguan.Due to the rapid development of the city,the widening gap between rich and poor,resulting in migrant workers in this vulnerable group in the city is facing a poor working environment,their poor medical and health conditions,higher medical expenses and work income there is a large Of the contradictions,thus affecting the physical and mental health of migrant workers.Due to the influence of urban and rural dual social structure,especially in the economically developed manufacturing city of Dongguan City,migrant workers are engaged in labor-intensive industries,selling cheap labor,low wage income,and still have problems with medical insurance,The income of migrant workers unable to pay high medical expenses,resulting in a lot of migrant workers will be a minor illness dragged into serious illness,the overall level of health is not high.At present,the medical service system of migrant workers is not perfect,migrant workers on the medical insurance is also a lack of awareness,so to explore the integration of urban and rural migrant workers in Dongguan City,medical insurance system has important practical significance.Based on the current situation of medical insurance of migrant workers in Dongguan City,this paper investigates and analyzes the medical insurance situation of migrant workers in Dongguan under the background of urban and rural integration reform based on social security theory and efficiency and fairness theory,including Dongguan The actual situation of migrant workers in Dongguan City,the health status of migrant workers in Dongguan City,the status of migrant workers in Dongguan City,medical insurance.And analyzes the main problems of migrant workers' medical insurance under the background of urban and rural integration and the analysis of the causes.The main problems are: migrant workers do not enjoy the urban medical service,the convergence and reimbursement are difficult,the lack of medical care for the elderly,Short time migrant workers to participate in medical insurance difficulties,available for migrant workers choose medical insurance is limited.The main reasons for this series are: system defects,government responsibility at all levels,migrant workers themselves,lack of effective supervision and so on.Therefore,according to theexisting problems proposed for the integration of Dongguan City,the development of medical insurance measures,including the overall construction of urban and rural integrated medical insurance system,a clear government responsibility,the use of commercial insurance to improve the medical insurance system for migrant workers.At present,the improvement of medical insurance system of migrant workers in Dongguan City needs to work together,but also through continuous practice to sum up experience to explore the real integration of urban and rural areas in Dongguan City,the development of medical insurance system to promote the process of urbanization in Dongguan City.