China is a populous country,and the problem of the increasing number of the population has become serious.Compared with foreign data can be found,our country’s population is beyond the international standard on the country’s aging population.From the current situation,it seems,is brought about by the aging problem is increasingly serious in areas such as the elder people to ensure the increase of their demand,it is necessary for us to establish an security system in a timely manner to protect the needs of special groups.The paper on the basis of through a large number of relevant material,check out all kinds of data,Draw lessons from the foreign advanced worthy of comparison analysis and contrast demonstration,the.model which we should choose,the body of the scope that the care insurance system guarantees,the application of nursing insurance group in which circumstances can apply for care insurance services,and the subjecs who burdent insurance cost,adopt which kind of forms,and the problem such as payment form in this article were discussed,in order to build a more formal legal system which is new and along with Chinese characteristics.The article is divided into six parts.The first part,on the basic analysis of the nursing insurance system defining the connotation of the concept of nursing insurance system.from the senior citizen and loss of family alone two aspects to discuss the necessity of nursing insurance system construction are introduced,through the introduction of the generation and development of nursing insurance system to analyze the pattern of care insurance system in China.The second part,the pattern of care insurance system in China.By drawing from mature development mode of developed countries,combining with our country economic development level and the existing security system level to explore suitable for China’s national conditions model of care insurance.The third part,care insurance applicable condition of legal definition in our country,from the perspective of scope of age,physical condition to analyze care insurance system in China should protect the body of the scope and specific conditions,through the experience of the contrast with the developed country to design application condition of care insurance legally in China.The fourth part,bear the cost of insurance in our country.Analysis the costs of care insurance subject in our country,specific how to divide the financing model selection,By comparison with other countries experiences,absorbing system measures to adapt to the situation of our country and combining the actual situation of our country to design appropriate insurance of our country current situation to liability bearing of insurers ways and specific scale.The fifth part,the legal regulating of the insurance payment method.Combined with China’s specific national conditions and the experience of other countries,analysis and design the main body and the payment method of the system,designing the more specific payment method in our country and provide an accurate and refined method for users.The sixth part,the legal supervision of care insurance system in China.By defining insurance subject to the application for units and the nursing service the work link of each main body should be how to supervise,to establish and improve the nursing care insurance system of the concrete implementation to provide security. |