A Comparative Study Of Foreign Loans Of Sino-Japanese Policy Banks

The establishment of a policy-oriented banks are specialized in policy and financial management has been more than one hundred years of history,it is in the world's economic development has been widely used in the economically underdeveloped countries and developing countries in the basic industry development and industrialization process,Its effective financing,greatly alleviated the plight of the lack of development funds.In China,the development of finance has also achieved rapid development.In order to cope with the development trend of global globalization,to increase the status of our country and the full implementation of the national strategic development wants,need to expand overseas business,which overseas loans for China to achieve resource demand has an important role.Japan as a catch up after the country,the background of its economic development and China have a lot of same places,the success of their experiences and lessons of failure there are many worthy of our study and learn from the Department of policy banks,especially foreign loans.This paper aims to compare China Development Bank and Japan Bank For International Cooperation by the two most representative of the two policy banks.According to the two major policy banks in-depth mainly about overseas loans discussion and analysis,when the international location selection,the project category comparison,market entry and business development and other aspects of the differences start,in-depth understanding of China's policy banks overseas loans the advantages and disadvantages,and put forward policies and recommendations.There are many scholars,who study Chinese and Japanese policy banks,but most of them study the development of China or Japan's policy banks,the theoretical basis and the difficulties and solutions,but few scholars specialize in policy banks overseas loans as a subject.This paper starts from the preference of bank cross-border loan,and uses the method of comparative study to explore the influence of different preference on the development of bank.The second part discusses the main two theoretical basis of the overseas loans of the policy banks: the behavioral finance theory and the developmental finance theory as well as the domestic development of the policy bank,the third part of the specific analysis of the China Development Bank and Japan Bank For International Cooperation of the current status of the development of overseas loans and the characteristics of the analysis of the fourth part of the China Development Bank and JapanBank For International Cooperation of overseas loans inbound preferences,respectively,from the national location selection,project category,market Enter the way and business development and other aspects of the analysis to find out the difference between the two.The fifth part of the analysis from Japan's mature international experience,to the development of China's policy banks to provide advice and countermeasures.Mainly from the fourth part of the four aspects of the main,including always adhere to the national strategy for the development of the core power of loans,taking into account the implementation of international responsibility,international business focus on regional options in Latin America,expand cooperation agencies,the establishment of overseas agents network,Overseas business steadily to the mixed business development,business diversification and diversification of income sources and so on several aspects.The last part of the thesis is the sixth part,its draws the main conclusion and the question which needs further study.In short,through the development of Japan's improved financial mechanism and institutional research,it is not difficult to find that policy banks on China's economic development and global regional economic development play a very strong support and promote the role.Therefore,the research on the overseas loans of policy banks not only has high academic reference value,but also has important practical meanings.In view of the special responsibilities of our policy banks,in order to make functions better,we can on utilize the Japanese government financial institutions to use the most successful financial policy,the most developed mirror to identify their own behavior in order to play " Stone,you can attack jade " role.