| Under the background of China's rapid economic development,industrial structure adjustment and transformation,the auto insurance as the property insurance industry accounted for the largest and most influential insurance,is bound to charge forward on the road of market-oriented reform of the insurance industry.The pace of auto insurance reform in Beijing has been no stop,full of twists and turns from the beginning,it has gradually turned to a systematic,meticulous development stage,but the exposed problems of reform still need our in-depth Reflection,study and solve.At the same time,with the consumer demand for cars continue to emerge,new social contradictions also increased.Automotive service derivative insurance on product innovation and service innovation has made a major breakthrough,effectively solve the outstanding problems of consumers,to further enhance the importance of insurance in the automobile service chain.As an integral part of auto insurance,this paper focuses on the auto insurance and automotive service derivative insurance,reviews the historical evolution of auto insurance in Beijing and the potential social contradictions to promote the reform,analyzes the key points and achievements of auto insurance reform in 2016,studies the necessity of development,the characteristics of innovation and the operational results of automotive service derivative insurance,and discusses the effect and effect of the two on resolving social contradictions.In addition,there are common problems,legacy problems and new problems in the process of analyzing and reforming innovation.Finally,the development of auto insurance policy recommendations,one is to enhance the insurance industry management level to solve common problems,the second is to further promote the reform to properly handle the remaining problems,the third is to enhance the level of innovation and management to solve the new problems,the fourth is to improve the external environment of auto insurance reform. |
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